5 REASONS CASH IS THE BEST WAY TO PAY
Insurance requires that the counselor diagnose you with a mental illness. Cash is just between you and me.
Insurance dictates how many sessions you can have per year. With cash, you make that decision.
Insurance can arbitrarily decide not to cover you and you're stuck with the bill.
Almost no insurance company pays for couple counseling. So at least one of you will still have to be diagnosed with a mental illness. Cash avoids this.
Insurance tells your counselor how they have to write their case notes, which often means we have to write things we'd rather not write, and often cannot write things we'd like to write.